中金發表報告表示，列出內銀股最新估值及股息率預測：股份│明年市淨率預測│明年股息率預測工行(01398.HK) +0.050 (+0.759%) 沽空 $8.74千萬; 比率 8.396% │0.5倍│5.7厘建行(00939.HK) +0.130 (+1.619%) 沽空 $1.30億; 比率 7.954% │0.5倍│5.8厘中行(03988.HK) +0.090 (+1.927%) 沽空 $7.75千萬; 比率 10.596% │0.4倍│5.7厘農行(01288.HK) +0.020 (+0.357%) 沽空 $4.55千萬; 比率 16.741% │0.6倍│5.1厘交行(03328.HK) +0.100 (+1.473%) 沽空 $3.82千萬; 比率 33.204% │0.4倍│5.7厘郵儲銀行(01658.HK) +0.020 (+0.388%) 沽空 $2.58千萬; 比率 11.804% │0.5倍│4.7厘招行(03968.HK) +0.160 (+0.336%) 沽空 $1.39億; 比率 24.330% │1倍│4.4厘光大銀行(06818.HK) +0.050 (+1.529%) 沽空 $1.04千萬; 比率 19.768% │0.4倍│5.6厘民生銀行(01988.HK) +0.110 (+2.821%) 沽空 $1.75千萬; 比率 16.309% │0.3倍│5.2厘浙商銀行(02016.HK) +0.020 (+0.794%) 沽空 $81.91萬; 比率 19.768% │0.3倍│6.3厘重農行(03618.HK) +0.100 (+1.698%) 沽空 $1.16千萬; 比率 25.394% │0.4倍│6.1厘(wl/j)(港股報價延遲最少十五分鐘。沽空資料截至 2026-01-29 12:25。)