中金發表報告表示，列出內銀股最新估值及股息率預測：股份│明年市淨率預測│明年股息率預測工行(01398.HK) +0.030 (+0.482%) 沽空 $2.15億; 比率 24.890% │0.5倍│5.7厘建行(00939.HK) +0.160 (+2.100%) 沽空 $2.94億; 比率 24.049% │0.5倍│5.8厘中行(03988.HK) +0.070 (+1.577%) 沽空 $9.93千萬; 比率 24.961% │0.4倍│5.7厘農行(01288.HK) +0.040 (+0.697%) 沽空 $1.45億; 比率 42.270% │0.6倍│5.1厘交行(03328.HK) +0.080 (+1.252%) 沽空 $1.06千萬; 比率 11.863% │0.4倍│5.7厘郵儲銀行(01658.HK) +0.080 (+1.509%) 沽空 $3.18千萬; 比率 40.257% │0.5倍│4.7厘招行(03968.HK) +0.700 (+1.342%) 沽空 $4.47億; 比率 82.758% │1倍│4.4厘光大銀行(06818.HK) -0.050 (-1.362%) 沽空 $72.80萬; 比率 5.057% │0.4倍│5.6厘民生銀行(01988.HK) -0.020 (-0.504%) 沽空 $1.06千萬; 比率 34.565% │0.3倍│5.2厘浙商銀行(02016.HK) 0.000 (0.000%) 沽空 $52.23萬; 比率 4.564% │0.3倍│6.3厘重農行(03618.HK) -0.010 (-0.166%) 沽空 $1.83百萬; 比率 6.455% │0.4倍│6.1厘(wl/j)(港股報價延遲最少十五分鐘。沽空資料截至 2025-12-30 12:25。)