摩根士丹利发表中资金融行业今年展望报告，列出对内银H股今年市账率、年股本回报率及股息回报预测：股份│今年市账率预测│今年股本回报率预测│今年股息回报预测农行(01288.HK) +0.040 (+0.680%) 沽空 $1.99亿; 比率 46.926% │0.59倍│9.6%│5.1%工行(01398.HK) +0.050 (+0.735%) 沽空 $2.77亿; 比率 22.958% │0.48倍│9.1%│5.9%建行(00939.HK) +0.080 (+0.921%) 沽空 $6.23亿; 比率 36.255% │0.49倍│9.7%│5.9%中行(03988.HK) +0.030 (+0.577%) 沽空 $3.24亿; 比率 31.251% │0.46倍│8.5%│6.1%邮储银行(01658.HK) +0.010 (+0.199%) 沽空 $5.45千万; 比率 43.232% │0.5倍│8.1%│5%招行(03968.HK) +0.120 (+0.260%) 沽空 $1.39亿; 比率 24.611% │0.92倍│12.6%│4%中信银行(00998.HK) -0.090 (-1.169%) 沽空 $1.55千万; 比率 9.433% │0.44倍│9.4%│6.3%民生银行(01988.HK) +0.010 (+0.290%) 沽空 $7.83百万; 比率 20.236% │0.26倍│5.1%│5.8%交行(03328.HK) -0.010 (-0.139%) 沽空 $6.17千万; 比率 53.194% │0.42倍│7.5%│5.8%光大银行(06818.HK) -0.010 (-0.330%) 沽空 $2.88百万; 比率 15.668% │0.31倍│7%│6.6%重农行(03618.HK) -0.080 (-1.180%) 沽空 $1.20千万; 比率 18.458% │0.4倍│8.5%│6.2%(wl/da)(港股报价延迟最少十五分钟。沽空资料截至 2026-05-22 16:25。)