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CN Rolls Out Updated 'Negative List' of Personal Insurance Products: Report
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China's National Financial Regulatory Administration has recently issued the 2026 edition of the "negative list" of personal insurance products to various personal insurance companies, according to a report by China Securities Journal.

Citing industry sources, the report indicated that the updated list mainly covers policy clause wording, product liability design, premium rate determination, actuarial assumptions, and product filing and reporting management.

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The list also further standardizes issues like inaccurate pricing of personal insurance products and deviations of actuarial assumptions from actual conditions.

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