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ABC Vice President: Key Differentiator for Banks Over Next 2-3 Yrs Lies in Risk Mgmt, Not AI
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The key differentiator for commercial banks over the next 2-3 years will be their risk management capabilities, Lin Li, Vice President of ABC (01288.HK), said at the 2025 annual results conference, as quoted by the Shanghai Securities News.

Lin explained that products and services can be homogenized, and even AI, which is currently receiving a lot of attention, will eventually move toward homogenization. The differentiation in risk management, however, is objectively present for each bank, making effective risk management crucial.

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