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CN Commercial Banks' NPL Ratio Drops to 1.5% in 4Q25
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China's National Financial Regulatory Administration released the main regulatory indicators for the banking and insurance industries for the fourth quarter of 2025. For the entire year of 2025, commercial banks achieved a cumulative net profit of RMB2.4 trillion. By the end of the fourth quarter of 2025, the average return on capital was 7.78%, and the average return on assets was 0.6%. The non-performing loan (NPL) balance of commercial banks was RMB3.5 trillion, down RMB24.1 billion from the end of the previous quarter. The NPL ratio of commercial banks was 1.5%, down by 0.02 ppts from the end of the previous quarter. AASTOCKS Financial News Website: www.aastocks.com |
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