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Fitch: CN Insurers' 2025 Outlook Neutral
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Fitch gave a Neutral outlook for China's insurance industry in 2025. It said life insurers are focusing on quality growth and solvency through prudent investment strategies, and non-life insurers focusing on efficiency and expense control.

Fitch's industry outlook for Chinese life insurers was Neutral, taking into account factors such as slower premium growth, healthy solvency conditions, more selective investment strategies, and the industry's continued focus on quality growth.

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The rating agency believed that Chinese life insurers will continue to focus on value-driven sales and optimize product mix. Demand for insurance products was believed to remain healthy, although the attractiveness of traditional products may be reduced with a lower expected return rate.
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