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BOC HONG KONG (02388.HK) Restarts Cash Rebate Offer for Mortgages - Report
Citing market sources, HK01 reported that since May, the four major banks in Hong Kong have cancelled all mortgage cash rebates, while small and medium-sized banks have still offer...
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BOC HONG KONG (02388.HK) Restarts Cash Rebate Offer for Mortgages - Report
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Citing market sources, HK01 reported that since May, the four major banks in Hong Kong have cancelled all mortgage cash rebates, while small and medium-sized banks have still offered a very small amount of rebates since May. However, BOC Hong Kong has recently restarted the cash rebate offer.

According to the report, prospective homeowners who take out a mortgage for a new purchase of $1 million or more through BOCHK can get a cash rebate of 0.1%, a rebate of 0.2% for a mortgage of $2 million or more, and a rebate of up to 0.25% for a mortgage of $10 million or more. The source said that the rate of mortgage rebate offered by BOCHK was determined by a number of factors, of which the loan amount was only one.

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In response to enquiries, BOCHK pointed out that mortgage was the bank's core business and it had been providing suitable mortgage services to prospective home buyers to help them buy their own homes. The terms and conditions of the bank's mortgage services would depend on a number of factors such as the loan amount and customer relationship.

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